Credit plays a critical part in nearly everyone's life, but
understanding what credit is and how it works can be a
challenge. A great way to understand the role credit
plays in your life—and to empower yourself as a consumer—is
with a basic knowledge of the credit fundamentals.
Credit Reports
Your credit report shows the information you have on file at one or
all of the three major credit reporting agencies.
Credit Scores
Your credit score is a number based on the information in your credit
file that shows how likely you are to pay a loan back on time—the
higher your score, the less risk you represent.
Credit Cards
Use credit wisely and with care. Investigate the
many low-interest and reward cards available to consumers.
Debt Management
There are several things you can do to alleviate the
burdens of debt.
Student Loans
Investigate your repayment
options.
